VirtualCareFinder
TA

Talkspace

Message your therapist anytime — 100M+ Americans covered, $69/week starting price

Verified listingAetnaCigna+4 moreLicensed in 50 states

Quick facts

Price

$15–$99/visit

Insurance

Aetna, Cigna, bcbs, +3 more

States

All 50 states

Medications

Not reported

Service model

Not reported

Coaching

Not included

FDA-approved only

No

How Talkspace compares

Talkspace invented the async messaging therapy model and remains the largest platform in the category, directly competing with BetterHelp for patients who prefer text-based communication. Unlike BetterHelp, Talkspace accepts health insurance, which is a substantial advantage for patients with qualifying plans. Compared to Rula, Grow Therapy, or SonderMind — which offer traditional scheduled video sessions — Talkspace is better suited for patients who want continuous access to a therapist between appointments rather than strictly structured weekly sessions. Its psychiatry service is an add-on for patients who need medication alongside therapy.

About

Talkspace is one of the largest and most recognized telehealth mental health platforms in the United States, with over one million users and coverage for more than 100 million Americans through major insurance networks. Founded in 2012, Talkspace pioneered the text-based therapy format — a model where patients communicate with licensed therapists through an ongoing private chat room rather than exclusively through scheduled appointments. The platform's core format is messaging-first. Patients can send text, audio, and video messages to their therapist at any time throughout the week, and therapists respond once or twice daily. This asynchronous model appeals to patients who find it easier to articulate their thoughts in writing, who have irregular schedules that make weekly appointments difficult, or who want ongoing access to their therapist between structured sessions. Talkspace also offers synchronous care: live video sessions can be added to messaging plans for patients who want face-to-face time with their therapist. Psychiatric services are available through a separate service tier, providing medication evaluation and management for conditions including depression, anxiety, PTSD, ADHD, and bipolar disorder. Insurance coverage is one of Talkspace's strongest features. The platform is in-network with Cigna, Optum, Aetna, Blue Cross Blue Shield, Anthem, and many regional carriers. Most insured patients pay only their standard copay — often $0–$15 per session. Self-pay options are available for patients without qualifying insurance, starting at $69 per week for messaging therapy. Talkspace operates in all 50 states and also serves patients in Canada. The platform treats a broad range of conditions including depression, anxiety, PTSD, OCD, relationship issues, grief, LGBTQ+ concerns, trauma, and career stress.

What's Included

Therapy / CounselingMedication ManagementInitial Evaluation & DiagnosisPrescription Refills

Convenience

Async Messaging with ProviderApp-Based CareEvening & Weekend Hours

Pricing

With insurance, most Talkspace patients pay a $0–$15 therapy copay and $30 psychiatric session copay. Talkspace is covered under plans reaching over 100 million Americans, including Cigna, Optum, Aetna, Blue Cross Blue Shield, and Anthem. Without insurance, messaging therapy plans start at $69/week; video + messaging plans start at $99/week. Psychiatry self-pay sessions are billed separately. FSA/HSA accepted.

Who this is best for

Adults who want flexible, asynchronous therapy that fits around an unpredictable schedule. Talkspace's messaging format allows patients to process and share thoughts throughout the week rather than waiting for a scheduled session. Also a strong option for insured patients — Talkspace covers over 100 million Americans through insurance networks. Psychiatry services are available for patients who need medication management alongside therapy.

What to expect

After matching with a therapist, you gain immediate access to your Talkspace private chat room where you can send messages at any time — text, voice, or video. Your therapist typically responds one to two times daily. For plans that include live sessions, you schedule video appointments at times that work for your calendar. Psychiatry evaluations are conducted via video and include an intake assessment, diagnosis, and prescription management for patients who need medication. Your therapist and prescriber can coordinate care within the platform.

How to book

Sign up at talkspace.com, complete a brief intake questionnaire about what you're looking for, and verify your insurance or select a self-pay plan. Talkspace matches you with a licensed therapist within 48 hours. Communication happens through the Talkspace app — you can send text, audio, and video messages to your therapist at any time, and schedule live video sessions as needed.

Seeing patients in 50 states

ALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWY

Telehealth providers must be licensed in the state where you are located. If your state is not listed, this provider cannot legally see you.

Insurance accepted

Aetna · Cigna · bcbs · optum · UnitedHealthcare · anthem

Contact the provider to verify your specific plan before scheduling.

Also accepts self-pay patients.

Pricing

$15–$99/visit

Pricing is based on publicly available information and may vary.

Details

Average wait: 1–3 days

Frequently asked questions

Does Talkspace accept insurance?

Yes, Talkspace accepts the following insurance plans: Aetna, Cigna, bcbs, optum, UnitedHealthcare, anthem. Contact the provider directly to verify coverage for your specific plan. They also accept self-pay patients.

What states does Talkspace serve?

Talkspace is licensed to see patients in 50 states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. Telehealth providers must be licensed in the state where you are physically located during your visit.

How do I book with Talkspace?

Sign up at talkspace.com, complete a brief intake questionnaire about what you're looking for, and verify your insurance or select a self-pay plan. Talkspace matches you with a licensed therapist within 48 hours. Communication happens through the Talkspace app — you can send text, audio, and video messages to your therapist at any time, and schedule live video sessions as needed.

What conditions does Talkspace treat?

Talkspace specializes in Mental Health & Psychiatry. Visit their profile for more details on the specific services and conditions they treat.

Information on this page, including pricing, insurance acceptance, and state availability, is subject to change. Please confirm all details directly with the provider before making healthcare decisions.

Are you this provider?

Claim this listing to update your info and respond to inquiries.

Claim listing →