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Defy Medical, MD

Dr. Justin Saya, MD

Tampa-based concierge clinic offering TRT, HGH peptides, and integrative protocols — fully cash-pay, no insurance required

Verified listingLicensed in 10 states

Quick facts

Price

Not reported

Insurance

Self-pay only

States

10 states

Medications

Not reported

Service model

Not reported

Coaching

Not included

FDA-approved only

No

How Defy Medical compares

Defy Medical is most directly comparable to Marek Health as a premium, data-driven TRT platform that goes well beyond basic testosterone management. Where Marek Health leans heavily on lab interpretation and functional-medicine coaching, Defy Medical is a full-service clinic with an in-person Tampa location and nationwide telemedicine — including IV infusions, ketamine therapy, sexual health treatments, and aesthetic services that Marek does not offer. Compared to budget-first platforms like TRT Nation ($99/month flat), Defy's unbundled pricing model means costs scale with protocol complexity: basic TRT runs $200–$350/month, while comprehensive protocols including HGH peptides can reach $400–$650/month. Patients who want a single clinic to manage everything from testosterone and thyroid to weight loss and ED are better served by Defy's breadth than by single-service telehealth competitors.

About

Defy Medical is a Tampa, Florida-based hormone and integrative medicine clinic founded in 2012 that has grown into one of the most recognized names in the direct-pay men's health space. The company operates a hybrid model: an in-person clinic at its Tampa headquarters, where patients can receive IV infusions, injections, and in-office procedures, alongside a full national telemedicine practice that allows it to serve patients across the country regardless of geography. The clinical scope at Defy is unusually wide for a telehealth-accessible clinic. Beyond testosterone replacement therapy, Defy physicians prescribe HGH peptides including sermorelin, ipamorelin, CJC-1295, BPC-157, and tesamorelin — therapies that most primary care physicians are unfamiliar with and that require specialized clinical oversight. The clinic also offers thyroid optimization, erectile dysfunction protocols (including P-shot and GAINSWave at the Tampa location), weight loss programs, ketamine therapy, nutrient IV infusions, and aesthetic services. This breadth reflects the company's positioning as a one-stop shop for men who want to actively manage their health rather than simply treat symptoms as they arise. Defy's pricing model is deliberately unbundled. Rather than charging a flat monthly membership fee, patients are billed for each protocol component — consultation, labs, medications, and supplies — separately. This transparency appeals to patients who want to understand exactly what they are paying for, but it can make cost comparisons with subscription competitors difficult. A patient on a basic TRT-only protocol should expect to spend $200–$350 per month all-in; a patient on a comprehensive stack including testosterone, a GH peptide, and ancillary medications can expect $400–$650 per month or more. The clinical team is led by medical directors with fellowship training in age management and preventive medicine, and the company has invested heavily in physician education around emerging protocols. Defy operates as an entirely cash-pay practice — it does not accept insurance — which is both a feature and a limitation: patients gain access to treatments that insurance would typically deny, but they bear the full cost without reimbursement. Regulatory headwinds have affected some services. Following the FDA's removal of semaglutide from the shortage list in early 2025, compounded GLP-1 pathways became more complex, and patients interested in weight-loss medications should confirm current availability directly with the clinic. Despite these pressures, Defy remains one of the few telehealth-accessible clinics where patients can discuss and receive a full spectrum of peptide and hormone protocols in a single relationship, without the referral chains or formulary restrictions of conventional medicine.

What's Included

Initial Evaluation & DiagnosisMedication ManagementLab Orders

Pricing

Defy Medical operates on a cash-pay, à la carte model — no monthly membership fee, but each service component is billed separately. The initial new-patient consultation is $149. Basic TRT (testosterone injections plus supplies) runs approximately $200–$350/month including lab work; adding peptides or HGH secretagogues typically brings the total to $400–$650/month. HSA/FSA payments are accepted, and some patients submit lab receipts to their insurance, though Defy does not bill insurance directly.

Who this is best for

Men who want a premium, concierge-grade TRT experience and are comfortable with cash-pay pricing in exchange for the depth and flexibility of a full-service clinic — especially those interested in peptide therapy, HGH optimization, or stacking multiple protocols simultaneously. Defy is particularly well-suited to experienced patients who have done prior research, know what they want, and value access to physicians willing to engage at a clinical depth that most primary care providers will not. It is not the right fit for patients seeking insurance coverage, those wanting a flat low monthly fee, or men who need only a simple testosterone injection protocol without ongoing optimization.

What to expect

After booking an initial consultation (currently $149), you complete a comprehensive health history intake and are ordered a baseline hormone and metabolic lab panel through a national draw center. Your first physician visit runs 45–60 minutes and covers your lab results, symptoms, and goals in depth; a personalized protocol is prescribed the same day in most cases. Medications and supplies are compounded or sourced through Defy's pharmacy partners and shipped directly to your door. Follow-up labs and telehealth check-ins occur every three to six months depending on protocol complexity, with the ability to message clinical staff between appointments.

How to book

Visit defymedical.com and click "New Patient Consultation" to select your area of focus (TRT, peptides, sexual health, etc.) and pay the $149 intake fee; you are then scheduled for a telehealth appointment within one to two weeks. Tampa-area patients can also schedule in-person visits at Defy's Armenia Avenue clinic.

Seeing patients in 10 states

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Telehealth providers must be licensed in the state where you are located. If your state is not listed, this provider cannot legally see you.

Insurance accepted

Self-pay only. Pricing is shown at booking.

Details

Average wait: 1–2 weeks

Frequently asked questions

Does Defy Medical accept insurance?

Defy Medical is currently a self-pay practice. Insurance is not accepted at this time. Contact the provider for current pricing.

What states does Defy Medical serve?

Defy Medical is licensed to see patients in 10 states: Texas, California, Florida, Georgia, Tennessee, New York, Ohio, Arizona, Colorado, North Carolina. Telehealth providers must be licensed in the state where you are physically located during your visit.

How do I book with Defy Medical?

Visit defymedical.com and click "New Patient Consultation" to select your area of focus (TRT, peptides, sexual health, etc.) and pay the $149 intake fee; you are then scheduled for a telehealth appointment within one to two weeks. Tampa-area patients can also schedule in-person visits at Defy's Armenia Avenue clinic.

What conditions does Defy Medical treat?

Defy Medical specializes in Hormone Therapy (HRT/TRT), Men's Health, Women's Health. Visit their profile for more details on the specific services and conditions they treat.

Information on this page, including pricing, insurance acceptance, and state availability, is subject to change. Please confirm all details directly with the provider before making healthcare decisions.

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