VirtualCareFinder

Sesame Care vs Teladoc Health: Which Telehealth Service Is Right for You? (2026)

Quick verdict

Choose Teladoc if your insurance plan already includes Teladoc as a covered benefit — visits may be free. Choose Sesame Care if you are self-pay and want transparent upfront pricing with no membership or hidden fees.

Sesame Care vs Teladoc Health at a Glance

 Sesame CareTeladoc Health
CostUrgent care from $30; primary care $49–$100; mental health $80–$200 — all transparent upfront$0–$75 with employer insurance; $89 without
InsuranceNo insurance accepted — self-pay with flat pricingCovered by most major employer plans; in-network with Aetna, BCBS, Cigna, UHC
SpecialtiesUrgent care, primary care, mental health, specialty care, lab ordersUrgent care, primary care, mental health, dermatology, chronic care
States served10 states50 states
Wait timeSame-day and next-day appointments frequently availableUnder 10 minutes for urgent care (24/7)
Best forUninsured or underinsured patients who want transparent flat-rate pricingPatients covered by employer insurance that includes Teladoc as a benefit

Detailed Breakdown

Sesame Care

Sesame Care is a healthcare marketplace where patients see the exact cost of every appointment before booking. No insurance, no hidden fees, no surprise billing — just flat rates set by the provider. The platform covers urgent care, primary care, mental health (therapy and psychiatry), and specialty visits. Patients book directly with providers on Sesame's directory. Same-day appointments are often available. Sesame also offers lab orders at transparent prices.

Strengths

  • +Fully transparent pricing — see cost before booking
  • +No membership or subscription required
  • +Same-day appointments frequently available
  • +Therapy, psychiatry, and primary care on one platform

Weaknesses

  • No insurance accepted — full cost out of pocket
  • Available in 10 states (vs Teladoc's 50)
  • No employer-sponsored free benefit available

Teladoc Health

Teladoc Health is the most widely used telehealth platform in the US, available to millions through employer-sponsored insurance plans. Covered employees can access urgent care, primary care, and mental health visits at zero or low cost through their plan. Teladoc's 24/7 general medicine service connects patients with a physician in minutes.

Strengths

  • +Free or low-cost through most major employer plans
  • +24/7 urgent care with sub-10-minute wait times
  • +Nationwide in all 50 states
  • +Broad specialty coverage

Weaknesses

  • Self-pay rates ($89+) less competitive than Sesame
  • Mental health scheduling wait times can be days to weeks
  • Less transparent about provider selection than Sesame

Who Should Choose Each Provider?

Choose Sesame Careif…

Sesame Care is the better choice for self-pay patients who want completely transparent, no-surprise pricing. The flat-rate model means you know exactly what you're paying before you book — ideal for infrequent care needs or patients managing out-of-pocket health costs.

Choose Teladoc Healthif…

Teladoc is almost always the better choice if your employer insurance includes it as a benefit. Many plans offer Teladoc urgent care visits for free, making it one of the most cost-effective telehealth options for covered employees.

Frequently Asked Questions

Does Sesame Care accept Medicare or Medicaid?
No. Sesame Care does not accept any insurance including Medicare and Medicaid. Patients pay the listed flat rate directly.
Is Teladoc free with my insurance?
Many employer-sponsored health plans include Teladoc as a covered benefit with $0 or very low copay for urgent care visits. Check your Summary of Benefits or call your insurer's member services line to confirm.
Can I get a prescription from Sesame Care?
Yes. Sesame Care providers can prescribe non-controlled medications during urgent care and primary care visits. Prescriptions are sent to the pharmacy of your choice.

Ready to Get Started?

Information on this page is for educational purposes and was last reviewed March 2026. Pricing, insurance acceptance, and availability may change — always verify directly with the provider before scheduling. VirtualCareFinder does not provide medical advice.