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Stella, MD-Led Platform

Board Certified

In-network menopause care from board-certified specialists — average copay $45, non-hormonal options available

Verified listingBoard certifiedLicensed in 12 states

Quick facts

Price

Not reported

Insurance

Self-pay only

States

12 states

Medications

Not reported

Service model

Not reported

Coaching

Not included

FDA-approved only

No

How Stella compares

Stella (US) is closely comparable to Midi Health and Gennev as insurance-accepting menopause telehealth platforms with a focus on clinical rigor. Stella's differentiation lies in its screening depth: before every clinical visit, the platform screens for 65+ menopause risk factors across cardiovascular, bone, mental health, and hormonal domains, giving clinicians a more comprehensive baseline than a standard symptom checklist. Stella was founded in the UK, where it has been operating since 2019, and brought its clinical model to the US market with an established evidence base. Compared to Winona or Evernow (cash-pay subscription platforms), Stella accepts insurance and positions visits as specialist consultations rather than wellness subscriptions, which aligns with how most commercially insured patients access specialty care.

About

Stella is a menopause-focused telehealth company founded in the United Kingdom in 2019, where it became one of the leading digital menopause care providers in the National Health Service ecosystem. The company expanded to the United States market with a clinical model shaped by years of operating in a single-payer environment that demanded evidence-based protocols, outcome tracking, and cost-effectiveness — standards that inform how Stella approaches care delivery in the US insurance market. The platform's defining clinical feature is its comprehensive risk screening at intake. Before a patient's first appointment, Stella's digital intake assesses more than 65 risk factors across six domains: vasomotor symptoms (hot flashes, night sweats), genitourinary health (vaginal dryness, urinary symptoms), sleep, mood and cognition, cardiovascular risk, and musculoskeletal/bone health. This breadth reflects a clinical reality that is often missed in symptom-focused menopause consultations: the estrogen decline of perimenopause is a systemic hormonal shift that affects cardiovascular risk, bone density, mental health, and metabolic function simultaneously. By surfacing these dimensions before the first clinical visit, Stella's clinicians can offer a more comprehensive assessment than a standard 15-minute primary care appointment allows. In the United States, Stella has built in-network relationships with Aetna, Anthem, Blue Cross Blue Shield, and United Healthcare, making its specialist consultations accessible at standard copay rates for millions of commercially insured women. For patients whose plans are not in-network, Stella provides detailed superbills, and the platform recommends that patients with out-of-network benefits request reimbursement, citing typical reimbursement rates of up to 80% for out-of-network specialist visits. Stella clinicians can prescribe both hormonal and non-hormonal treatments, including FDA-approved estrogen and progesterone formulations, low-dose SSRIs and SSNRIs for vasomotor symptoms, and evidence-backed non-prescription interventions. The platform explicitly avoids compounded bioidentical hormones without FDA oversight, aligning with the Menopause Society's clinical guidance on HRT safety. Every clinical visit includes a 12-month subscription to the Stella app, which delivers educational content, symptom tracking, and peer community access — a recognition that menopause management benefits from sustained engagement rather than episodic clinical contact.

What's Included

Initial Evaluation & DiagnosisMedication ManagementHealth Coaching

Convenience

App-Based Care

Pricing

Stella is in-network with Aetna, Anthem, Blue Cross Blue Shield, and United Healthcare; the average in-network copay is $45 per visit, though costs vary by plan and deductible status. Out-of-network patients pay $200 for an initial visit and $90 for follow-up visits; patients with out-of-network benefits can submit for up to 80% reimbursement using a Stella-provided superbill. Stella is HSA/FSA eligible. Prescription costs are separate and depend on the patient's pharmacy benefit or retail pharmacy pricing.

Who this is best for

Women in perimenopause or menopause who are commercially insured and want a specialist-level clinical evaluation that goes beyond symptom management to assess cardiovascular risk, bone health, and mental health alongside hormonal changes. Stella is well-suited for patients who want both hormonal and non-hormonal treatment options evaluated by a clinician with menopause-specific training, and who value the option to submit for out-of-network reimbursement if their plan is not in-network. It is not the right fit for patients seeking a low-cost cash-pay subscription, those focused primarily on PCOS or non-menopause hormonal conditions, or patients who prefer an asynchronous-first communication model.

What to expect

After verifying insurance eligibility on Stella's website, you complete an intake that screens for more than 65 risk factors spanning hormonal symptoms, cardiovascular health, bone density risk, and mental health. Your first visit is a 30-minute appointment with a board-certified menopause specialist who reviews your screening results, discusses your treatment goals, and creates a personalized care plan. Prescriptions are sent to your preferred pharmacy, and follow-up visits are scheduled to track progress and adjust treatment. The platform also includes a 12-month subscription to Stella's menopause education app, which provides evidence-based content and community support.

How to book

Visit us.onstella.com and enter your state and insurance plan name to check in-network eligibility; after confirming coverage and costs, create an account, complete the symptom screening, and select from available appointment times with a Stella clinician. Most patients can book within one to two weeks of sign-up.

Seeing patients in 12 states

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Telehealth providers must be licensed in the state where you are located. If your state is not listed, this provider cannot legally see you.

Insurance accepted

Self-pay only. Pricing is shown at booking.

Details

Average wait: 1–2 weeks

Frequently asked questions

Does Stella accept insurance?

Stella is currently a self-pay practice. Insurance is not accepted at this time. Contact the provider for current pricing.

What states does Stella serve?

Stella is licensed to see patients in 12 states: Texas, California, Florida, New York, Georgia, Tennessee, Colorado, Washington, Illinois, Ohio, Pennsylvania, Arizona. Telehealth providers must be licensed in the state where you are physically located during your visit.

How do I book with Stella?

Visit us.onstella.com and enter your state and insurance plan name to check in-network eligibility; after confirming coverage and costs, create an account, complete the symptom screening, and select from available appointment times with a Stella clinician. Most patients can book within one to two weeks of sign-up.

What conditions does Stella treat?

Stella specializes in Hormone Therapy (HRT/TRT), Women's Health. Visit their profile for more details on the specific services and conditions they treat.

Is Stella board certified?

Yes, Stella is board certified. Board certification indicates that the provider has met additional training and examination requirements beyond their medical license.

Information on this page, including pricing, insurance acceptance, and state availability, is subject to change. Please confirm all details directly with the provider before making healthcare decisions.

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